Ramah Pavilion
Ramah Pavilion, an affordable housing development by M Summit Group in Teluk Kumbar, Penang. It is located next to Puspakom Teluk Kumbar, a mere minutes drive from Teluk Kumbar town center via Jalan Teluk Kumbar.
This development comprises 759 affordable units in two blocks of 36 & 38-storey building. It will also comes with wide range of facilities, which includes swimming pools, sky gym, jacuzzi, children water slides, barbecue area and more.
Selling Price (inclusive of 1 car parking lot):
READ MORE ABOUT AFFORDABLE HOUSING:
- Eligibility and the requirement of buying affordable housing
- Full list of affordable housing in Penang
For registration details, you may refer to http://erumah.penang.gov.my/
Property Name: Ramah Pavilion
Location : Teluk Kumbar, Penang
Property Type : Affordable housing development
Total Units: 759
Built-up Area: 800 sq.ft. – 1,355 sq.ft.
Developer : M Summit Group
Register your interest here or contact the developer directly for more details
Location Map:
[streetview width=”100%” height=”250px” lat=”5.301516″ lng=”100.231716″ heading=”-72.55337279759347″ pitch=”4.649903926037434″ zoom=”0.3399999999999999″][/streetview]
@Minion
look back statement, interest less than rm200 per month.
if able, pay more than that.
Nobody wants to buy RP? Until MSummit has to have purchaser introduce purchaser program.
The Program is just open to existing purchaser and only benefit to existing buyer, M Summit has did something to benefit as the existing buyer of Ramah Pavilion. Feel great to be one of the successful purchaser of Ramah Pavilion, can start recommend to my friends and family member to get rebate for my upgrading package. One successful case i can get RM1000 discount, if manage to introduce 30 people then can get my car park for free. Haha……
30 people? mean RP still got many available unit still pending? But quite interesting about the program.haha.
how you know get referal program?
@Sun
dont know how many units already sold and sign SnP, no ppl know..
I borrow 90% loan for type B which my loan amount is rm322.2k (car park pay directly to msummint & MRTA pay cash in 1lum sum), my bank interest is 4.40%.
So any TypeB or TypeC purchaser(typeC car park included in loan) with the same loan amount around rm320k?
may i know how much is the monthly interest to serve?
Yumi,
They share it in their Facebook page.
@weiwei
yeah, i saw that already.
H, any body who already start to serve interest can share how much is the monthly interest for type A, B or type C ??
@newnew
depends on your own loan and own bank interest calculation.
for my type B, it is around rm200 per month now (10 % of total loan).
Yumi, thanks for the reply..
Going to serve interest soon..
Btw i was wondering why we need to serve 10 percent of the original price instead of 10 percent of the balance… for example i bought type e, and why i need pay 26800 and not 24120(after deducted my downpayment)
@Minion
haha..i also wondering why..
anyone?
@Minion
Because the bank has released 10% of the sales price to the developer, so you’re serving the interest of that portion.
@yumi
@10%
Thanks a lot!
But 10% of your original price of type B RM358k will be RM358???
Why the interest served is around rm200 instead of rm358?
@newnew
including MRTA (so call insurance).
wow, our house on the way build up and up..
construction on the way..i saw msummit facebook, their progress is superb best and follow up good.
Anyone open group chat for RP already?
@Genius
not yet boss…
Pls crt a whatapps group so that we can discuss it internally..
Mean we buta buta kena charged few k interest for every 10 ppercent? @. @ if 10k mean we kena 450 per annual d..
New new: cuz 10 percent is the loan amt and 4. 5 percent is the interest rate of the 35, 800 that why around 200..
@minion
Developer is claiming from us the second payment (Under our sale and purchase agreement there one schedule of payment), in the schedule of payment there is price breakdown, first 10% is upon signing Sale and purchase agreement, second 10% is upon completion of work below ground. It is correct that developer charge us 10% of the purchased price not the 10% of our loan amount. You can ask your Sale and Purchase acting lawyer for further clarification.
@weiwei
i feel 2nd 10% will be charge soon..
Lol someone can start create a group now
need to created a group?
drop by h/p no then i added you guys in whtsapps.
Please add me…type D buyer
0164772375
@weiwei thanks for the clarification
@yumi your 2nd 10 percent refer to amt money going to release by bank? Havent serve 1st 10% yet tiok come 2nd 10%..@@
@blockA mayb u can drop down yr email..and we send hp no to u..
@blockA
It’s better if u drop an email and we send hp number to u, for security purposes
Lol attach your SNP copy to verify that you’re real purchaser as well.
Guys please send email to me & drop some details as below,
Nickname: (As Penang property talk)
Hp Number:
Parcel No: (If possible capture any pages of SNP to prove that you’re true purchaser)
Ramah_Pavilion@hotmail.com
@genius I sent to yr mail box d
good good.. then can share opinion together
genius, your are true buyer? which type ?
@yumi
haha no no i’m fake buyer.. LOL
@Genius
hahhaa…:) nice meet…
Add me…
Genius, l just send u my details. Pls add me in chat room
type C , loan RM322k
maybank 4.4%
now paying ~RM170
after completion monthly instalment ~ RM1554
guys is it really a good idea to chat on whatsapp? feel like this is a better forum. more ppls are here, once this forum moves to page 8 many new ppl wont even know abt the new group.
30% affordable house will be for public, anyway, RP will open to public already?
u mean anyone can buy? without state permission?
@lala
im not sure..
if open to public, sure will habis sapu?
@lala
Lol dont worry when new page i will copy and paste again.. haha.. btw for now aspen tri pinnacle are open to public already..
hi, add me into group also
Just want to ask.. That day I decide to pay instalment monthly and I want to change back to pay interest, is it possible?
macam impossible, u better contact the bank agent faster before they complete the documentation progress, maybe still have chance.
@Alfred
why not? cz right nw RP is under construction, it can served either pay by interest monthly or maybe pay by monthly installment.
depends on your own financial ability.
@Alfred
Depend on your bank semi flexi or full flexi? Different bank different style one.. Check it out with ur banker..
@ang
yeah, depends on personal ability. if i had rm400k right nw, i no need to serve so much interest monthly. it is zero interest for me.
seems the progress is ok
May I know how much maintenance fee for 950sf and when the project will complete.I so interesting eh..thanks.
if its a full flexi loan.. then should not be a problem i guess. u just dump money there. cimb offers full flexi, im not sure abt other loan
@lala
Thanks a lot for the advise!!! Future neighbour
Guys please send email to me & drop some details as below,
Nickname: (As Penang property talk)
Hp Number:
Parcel No: (If possible capture any pages of SNP to prove that you’re true purchaser)
Ramah_Pavilion@hotmail.com
Hello future neighbours, finally I completed SNP for Blk B type C!
@Genius
May I know how many people are there in the group now?
come and join you will know..
Please add me group chat
0124270716
@wilson tan
waloa, i awal sudah beli RP pun belum send mail to join group chat yet, still have the other 3 years.
U so aggressive until announce ur phone number in public forum, nanti insurance/sales agent or cheater can easily find u
@ang
amboi, let us know la, why so mystery. By the way, group admin is what name here?
joining a group sounds nice.. but im really uncomfortable that so many ppl’s info (like hp number + parcel number + snapshot of SNP) is dumped into one email account. this forum is not sufficient?
i think group chat will have more update news and maybe forum will have some delay or someone might miss out the news.
add me add me
How to get into the group chat? Is it safe?
http://www.kwongwah.com.my/?p=35323
See the link above, that is why CCTV inside lift, CCTV in lobby and CCTV at entrance/car park is so IMPORTANT
I saw Ramah Pavilion at town! just opposite komtar. Did anyone see what I see?
Is Teluk Kumbar a good place to stay? Any ongoing development in that area?
@Christopher
i stay near there & every day pass that area,
got 3 famous sea food restaurant, also have construction of building 5star hotel there, as well as widen road and building ‘two flyover from penang air port’ project is on going.
But if want seek food and shopping, still need come to bayan baru area.
Very close to RP got puspakom & WILL BUILD primary school, low cost flat, garden and pasar too.
Guys, for those want to join group don’t just drop your name and contact number, please attach any photo or any pages of SNP to verify.
Thanks
@wowo
thanks for your info! i think that area will have potential since i heard alot of ppl say many development focus at that place now. i am thinking to buy one unit too since it is already open to public. in term of renting out, i think demand quite low right?
@Christopher
agreed with you. My dad told me that Teluk Kumbar will soon become a mini Batu Ferringhi in the future. last weekend I went to their office, I saw a lot of people coming for the open public ones.
@Melissa
Are you one of the buyer too?
Anyone knows how many units are left now?
@Christopher
The above post can be 1 out of the many previous comment(about RP is not suit for investment) for your question.
You can go through the previous comment in front page
@Christopher
left 30% not yet sold out/not yet sign SPA
how you know 30%???
@wowo
thanks for your feedback do you know if there is any upcoming affordable housing project that is going to open for registration soon?
so the units being opened to public, will they have the same SNP agreemnet as us?.
for example we cant sell the unit for 3 years from the date of completion rite. so will the units offered to public will also have these restrictions?
@lala
no restriction for public buyers. they are buying at a higher price ma. if still got this restriction then nobody will buy ady.
higher price??.. really?? how much ?
Got restriction.
Please refer to this below:
30% of the affordable housing may be sold to the open market
In order to stimulate the development of affordable housing, it has also been decided that 30% of the units in any particular 100% affordable housing project may be sold to the open market, with the following condition:
The units are to be sold at 10% above the controlled price in South West, SPU, SPT and SPS districts.
The units are to be sold at 20% above the controlled price in North East district.
The purchaser has to be a registered voter in Penang
The purchaser can only purchase one such affordable housing unit
The said unit cannot be sold within 5 years from the date of vacant possession.
Link: https://www.penangpropertytalk.com/2015/10/new-measures-to-ease-affordable-housing-application-and-development/
10% for teluk kumbar. 20% for bayan baru/sungai ara/relau there
Affordable house buyers = 5 years restriction from the date of stamping
Public buyers = 5 years restriction from the date of OC
@Dan
thansk Dan! sorry wrong info given. like this non attractive for public buyer lo.
@Christopher
No Problem =)
i think its not attractive to investors. but ppl who wants to stay there and have a decent living condition.. its good. No property flipping buttheads then
@Dan
teluk kumbar 10%, bayan baru/sungai ara/relau there also 10% because all are under Barat Daya. for 20% is town area
@lala
yes totally agree. hopefully more and more developments there to enhance ppl living style there.
which is a good thing. every high rise people tempt to buy for investments, but this project, is mainly for those who are staying for good.
@sandy
Oh? Thanks for correcting me
why you copy my name?
@yumi
this page is getting quiet now. i think everyone went to the group chat already
Why shud they use another chat room instead of here? Are they hiding something from the knowledge of other?
I am just curious..
no no..im also active here..no worry
Owh Ang..good to hear tha. . I hv been offered for this project.. and in the consideration stage to accept or not..
@Suri
why not? which category are being offered?
In group chat, only for genuine buyers.
In here, there are non-buyers and buyers. Hard to believe who is correct or wrong
@sandy
Type C.. I am considering many aspects..such as a location..the price..the ability of developer to complete the project as they should..buying property that been abondoned will haunt our life esp people who is in moderately financial level as me. So i am trying my best to make sure whatever decision i made will be the best for me.
@Go4mainland
Pls let us know if there are any important info regarding this project
@sandy
Type C.. I am considering many aspects..such as a location..the price..the ability of developer to complete the project as they should..buying property that been abondoned will haunt our life esp people who is in moderately financial level as me. So i am trying my best to make sure whatever decision i made will be the best for me.
@Go4mainland
Pls let us know if there are any important info regarding this project. Thanks
@Suri
I think this housing project is related to government, as long as our state government is still there and strong enough, then the government officer will help us to fight for developer to complete the project as they should, without the case like developer running away.
That is why during pilihan raya, make your good choice during voting. This is government related project, maybe safer.
If you want to investigate about the financial/capital ability of the developer,
u can go to read the forum/review of M Summit about their previous construction project/house sold, sure can help you
Finally I bought here also… But I’m under Type E…
@wowo
Thanks a lot dear for your info.. Its really helps
Yeah you’re right, here too public. That why I created group chat. Btw I also active here ma haha..
We’re not hiding anything, chat room just for true buyer, if you’re interesting can email me.
@Genius
thumb up..welcome..
I did PM msummit yesterday to ask about the measurement of the balcony. Below was my msg to them.
Hi i just noticed something..which is confusing me. It is about the size of balcony for type A,B,C and D. According to the floor plans of each type, the balcony size of type C(71.00sqf) and D(64.00sqf)..which are larger than type A(62.22sqf) and type B(59.20sqf). Is it for real? Or just a typing errors? If referring to the show units, the balcony of type B is definitely noticeable larger than type C. Pls answer me
And here is their answer:
The square feet measurement is not correct. You need to refer back to the length shown.
Their made me more curious.
So the buyer will never know the actual space area as they incorrectly shown the measurement. Can anybody here explain about this?
@Anne
you can check from the SNP signed
When is the targeted completion date?
anyone join the Bonanza?
Type B1, floor 4. Do you guys think is OK? Low floor but can get same level car park.
@Roger
why not? RP quite nice.
Today i will going pay booking Fee
@kwng1983
welcome friend.
@ang
Thanks…
Next week i will going Sign Snp, have anyone can give me know what needed to attention it.
How about Lawyer Fee for Type D
@ang Thanks…
Next week i will going Sign Snp, have anyone can give me know what needed to attention it.
How about Lawyer Fee for Type D
@ang Thanks…
Hi,I’m one of the buyer for ramah pavilion..may i know how to join your group chat??
@zhi
Please send email to me & drop some details as below,
Nickname: (As Penang property talk)
Hp Number:
Parcel No: (If possible capture any pages of SNP to prove that you’re true purchaser)
Ramah_Pavilion@hotmail.com
@Genius
Sorry to ask, what will we get the info from the group chat? Or just simple sharing info?
@Andeline
We share everything to each other lor. What do you mean simple info?
@Andeline
And what you want to know actually? You might ask in the group. Maybe some of them will solve for you 😀
@Genius
Ok, no problem.. Thanks
@Genius, Liz here. Remember you asked my bf to provide the snp copy in order to join the group?
I need help~
He said he does not have it, he has passed the snp to the lawyer firm people. May I know if you keep a copy for yourself or they will post it to you or etc? I’m afraid he forgot to take that back.
Usually u buy a house, will sign a few copies. One will post 2u soon and others will keep by developer/bank.
Liz. After lawyer firm stamping the snp, they should return one copy to us. Like mine one i go lawyer firm collect my copy.
@Liz
Yeah they already answer you, the original copy bank will hold it, and the other copy i go find lawyer collect one. Btw if you wan to join group can show me the receipt, not necessary must snp copy.
@Liz
Just to verify that you’re true buyer only
Guys, which bank offers the most competitive semi-flexi loan?
i am buying type B unit. Any same type buyer here? Can you share your loan details? interest rate and monthly installment?
Type B Loan amount 90% rm322k(car park 30k pay lumsum), 4.4% at public bank(maybank can get same rate), monthly instal rm1.5k.
Currently serve interest rm129 monthly
Type B here.Loan 349.2k.Public bank 4.4% n monthly installment 1.6k++
Hi..does anyone here know how large the pool is? And where will they locate the trash bay and also the sewage processing system? Thanks
@Loh
Hi, with your loan 349.2k,
may i know currently you serve interest how much every month??
wowo
Rm177 per month
@Loh
Thanks Loh.
With loan amount diff in 30k and our interest served different rm 177-129= rm48, quite a lot too.
My friend buy Type B with 78% loan only serve interest rm60 monthly
Hi, i am interested on type B which is RM358k. Wish to check apart from pay 10% down payment and legal fee, do I need to pay balloting fee?
Currently my status in erumah penang is “under waiting list”, it is I just pay the booking fee then developer will help to get the unit?
@Shin Hooi
you don’t need to pay balloting fee. booking fee 10k is required when you want to ballot once your application approved by state gov. this booking fee goes into your 10% downpayment when successful.
@CL
thanks for the clarification. so after i pay the booking fee, still need to wait govenrment approval.
welcome new neighbour
is the project worth buying? far from town but plus point is that it has good facilities and big square feet
If the Penang Transport Master Plan (PTMP) is approved, then this would not be a concern. However, not so soon.
@Shin Hooi
gov approved then only they will ask you to ballot.
type B buyers. how much you guys paid in total for legal + stamp duty fee? both SPA and bank loan.
@Genius
Hi Genius! Thank you so much, my bf macam lack of documentations, I will send to you when he found any of it.
http://www.kwongwah.com.my/?p=64891
Our apartment also very near to the mountain, hopefully wont have this case happen
why are you using my nickname? nickname also want to copy ah?..
@lala
Dont worry about that. because still far away to the moutain. you can go up to Balik Pulau highway there have a look. seriously i been there before i apply
any unit still available? any phone no. can contact besides d phone no. given?
Fann
As long i know..they only can be contacted by using the fixed line given.. No hphone number. As they told..about 30% of the units are still unsold
this page is so quiet now since everyone uses whatsapp now
i asked all the affordable project and other non affordable project, most of the project , the maintenance fee is less than rm0.20 per sq feet.
i feel that it is out of affordable arrange already.
for existing golden triangle, sierra, one imperial, their maintenance fee is much lower.
i wonder why they can manage their building with lower fee than ramah…
can anyone know why this project maintenance fee so high?
government got control the maintenance fee?
other than whatapss, we should come here and chat more often, sharing information
hmm..no idea on why so high also.
Hi Genius ~
I’ve gotten the SNP copy from lawyer but I’ve lost your contact, can you kindly hi me at whatapps? I will send the SNP picture to you. Thanks.
now everything also expensive already so I think the maintenance fee is acceptable
0.20 per sq ft.
add up will be rm200++ per month.
security good, safety good, im happy to pay.
since RP had a swimming pool, will outsider get into premis and used up all RP facility?
i encounter in my house now. people coming in used up all facility, guard are sleeping enough and no patron at all.
hopefully developer will know this issue.
@Liz
no problem
@Genius hi! Plz add me in the groupchat..i will email my detail to u insp shortwhile..thanks!
@Genius
Plz add me in the groupchat..i will email my detail to u insp shortwhile..thanks!
welcome to RP.
Hey guys for those want to join group please send email to me & drop some details as below,
Nickname: (As Penang property talk)
Hp Number:
Parcel No: (Attach any receipt to prove that you’re true purchaser)
Ramah_Pavilion@hotmail.com
Walao.. My friend intro me this project.. With just rm200k i can get unit here.. Must be many kinds of people who can afford this.. In future must become complicated staying with those people.. Same situation which always happened in lmc flat…
My friend introduced me this project because he had purchased one..
Luckily i do some research before buying.. Its a good place if you dont mind staying with “kumbang”
@Location
what do you mean “kumbang”?
I saw u complain so many other projects too, may I know which project u buy? I also want to buy ur project leh.. LOL
not buying any project this moment.. keep bullet first.. observed some projects but still in consideration.. giving real opinions already expect to dodge some throwing knives from buyer.. lol
@datolim
if you still dont want to buy any projects now, in the future you wont be seeing anymore affordable houses with such affordable pricing. whole penang now i think only ramah has more than 1,000sqft units.
But problem is too remote form town area. Mainland people even can take lesser travelling time from Penang bridge to island town area, only problem is need to pay toll fee.
wait till the flyover finish then will u stil say it is a remote town area.
this part of penang island is one of the place for future properties construction.the rest already bottleneck
ya, RP very remote, but better than staying in mainland.
not buying because already got other properties on hand now. will buy 1 more but not making any decision yet. you got any idea which project is good for ownstay/investment? the most important I don’t want a house which having foreign workers as neighbor.
@datolim
YOU should move out of Malaysia because our goverment want to bring in another 1.5million bangla to our country, high chances to be your good neighbour. Hahaha
wont get bangla as neighbor if I get one unit of affordable home. got rules so they cannot in.
if go for subsales lmc or lowcost then high risk..
Don’t u know 30% affordable home open for public??? Who can ensure house rules after several years cannot be change, old LMC low cost is a very good example. Rules of affordable home after 5 years can be released. Why not u consider a super condo at Gurney there, guarantee no foreign workers.
Don’t say flats and condos, nowaday terres, semi D & bungalow also have foreign workers. How u think???
Don”t say Malaysia got many foreigners,even advance country like Europe recently also facing a lot of foreigners from Syria. If u can not avoid them, just joint them.
lu olang ini maciam tak baik cakep. Kita olang bangla suka malaysia kita suka olang malaysia semuah suka sanggat banygiak ohhh. Malaysia mau bangla bangiak bangla pon suka malaysia bangiak!
all dont like bangla? then where they stay? forest? if nt them u gt house to stay? u can buy cheap house?
ok.. welcome bangla…. this is another one of bn tactic to secure their seat/money. with bangla, they can make sure bangla vote for them during election..
Abular:
U orang bangla mari Malaysia diam2 buat kerjalah, jangan gadai2 pi kacau orang punya perempuan, cari $$ banyak nanti balik boleh kahwin 4 isteri OK?
Hahahaha… its seems like we cannot avoid banglas n indons esp in future..they are all around us and make us feel insecure. Unless we can afford for the very expensive supercondo
Can move to Balik Pulau or Tanjung Bungah, but quite far to work place
T. kumbar should be fine when road widen, no worry
Road widen can bring more bangla to Teluk kumbar, want to avoid them should stay far away from industrial zone
The type F 198K opened for public ?? some1 please provide info…
Type F and type A are sold out
yeah, finish already.
type b,c,d,e also not bad.
how to in the group chat? im Block A type B buyer
Hey guys for those want to join group please send email to me & drop some details as below,
Nickname: (As Penang property talk)
Hp Number:
Parcel No: (Attach any receipt to prove that you’re true purchaser)
Ramah_Pavilion@hotmail.com
quiet for quite a long time
Will be quiet forever?
@Genius
Genius, yesterday i already send phone number and the receipt from M Summit to prove that i am true purchaser to RP hotmail, kindly add me into the group chat. Thanks.
What i know, teluk kumbar and gertak sanggul maybe will be second batu ferringghi soon..just plan only
@jack
I hear ramah pavilian will become next bayswater & Teluk kumbar will be come next teluk bahang? True? And many foreigner will be planning to stay platinum lll korean japanese australian..bcos very quiet and fresh air.. This is really worth to invest..
quite nice place.
hi…i’m considering if to buy 1 with RP, i’m looking at type B, just wondering at this stage how much interest to serve for loan amount of $369,450 (90% of the purchase price with upgrade package & 1 additional carpark). Not sure if there’s anyone with similar loan amount can help on this?
Hi Genius, I already send the phone number and the receipt from M Summit to Ramah Pavilion hotmail, kindly add me into the group chat. Thanks.
i think discussion should be done here so everyone can see it.
or there is something the developer want to keep to themselves?
as house buyer, we must know wat update we will have
Dear No name,
The monthly repayment for your specific loan amount for 35 years tenure and 4.55% is roughly RM1800.00
Hi
The unit still available? I looking house for this price range
Hi, yes, still available.
04-229 2232
04-291 7921
04-291 7915