Ramah Pavilion
Ramah Pavilion, an affordable housing development by M Summit Group in Teluk Kumbar, Penang. It is located next to Puspakom Teluk Kumbar, a mere minutes drive from Teluk Kumbar town center via Jalan Teluk Kumbar.
This development comprises 759 affordable units in two blocks of 36 & 38-storey building. It will also comes with wide range of facilities, which includes swimming pools, sky gym, jacuzzi, children water slides, barbecue area and more.
Selling Price (inclusive of 1 car parking lot):
READ MORE ABOUT AFFORDABLE HOUSING:
- Eligibility and the requirement of buying affordable housing
- Full list of affordable housing in Penang
For registration details, you may refer to http://erumah.penang.gov.my/
Property Name: Ramah Pavilion
Location : Teluk Kumbar, Penang
Property Type : Affordable housing development
Total Units: 759
Built-up Area: 800 sq.ft. – 1,355 sq.ft.
Developer : M Summit Group
Register your interest here or contact the developer directly for more details
Location Map:
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@Alfred
yea block B got 4 lifts, Block A, 3 Lifts. U are correct. Not sure about that lift have access card or not.
2(a) done for Block A. Just received letter from M Summit for the next 10% payment.
@Jack
the next 10% ? You mean Bank release 10% $ and start charge us Interest for Block A?
@yumi
Nope, Block A got 2 normal lifts and 1 lift bomba big size one, Block B got 3 normal lifts and 1 lift bomba normal size.
@Alfred
For Block B, If we got 6 lifts or more maybe your idea can work.
I believe M summit arrange car park and house on same floor (For level 1-12) already reduce alot traffic congestion.
@Genius
Yes, but i’ve only received letter from developer. No news from bank yet.
yes. Block A piling completed. i paid my stage 2(a) last week. better pay them if needed before they start charging you interest
bank loan haven started is it? cz bank didnt ask me to pay interest at all? you guys start pay already?
@yumi
bank will send you mail to tell you current account created. Wait for that mail.
@Dan
Hi Dan, which bank did you take your loan from?
@Jack
CIMB
How bout you?
Hi guys,
i just signed my snp. but then one thing i am worry about.
these few years, there are alot of completed projects being like “assigned” to only one or two constructor like a “gang” ppl they sit at entrance and asking you about renovation things.
And the main point is they charge you 2-3times exp than outside ppl. sometimes i can say their works are not as good as others too.
BUT… if you insist not to use their service, you have to buy cement with them which is around 2-4times exp than outside ppl sell….(facepalm)
AGAIN… if you insist to buy anything from them…. you might face a lot of problem with them within past few month… what kind of problems is very hard to say… but it happened to my fren and relative…
Hope that rp wont have this kind of issue happened when it completed….
@Genius
You also staying at Blok B? Yea, you are right, their arrangement for car park and unit is quite efficient to reduce traffic congestion. The important is maintanence must be good and all residence here must cooperate.
@JB
I heard that also. Haih
@Dan
Public bank
@Alfred
Yes i stay Block B type E, what about you? The maintenance is depend on RP residents loh, if all not paying fee how they maintain everything?
@JB
To avoid this kind of problem, you might consider about M summit renovation package.
@Dan
I think Block A need to pay interest first because Block B not yet complete pilling? I think the Carpark also not finish pilling yet.
@Dan
Actually which project are you buying? Saw your comment everywhere. Lol
@Genius
block B piling almost done dy. i received billing from developer for stage 2a. i am type C
m summit seems to be fast. i received a letter from m summit abt the 10%. however i havent receive any letter from CIMB yet. CIMB damn slow.
I also not sure bout the interest part…. The banker just tell me wait for official mail from bank for current account creation and payment… and he tell me not so fast… didn’t give me exact time frame…. lousy CIMB
Buy this project ofc… LOL
Couldn’t agree more on your statement…. LOL
@Brenda
they assign me to Syarikat Ng . Can share what your lawyer firm you take? And how much they charge after the 50% discount of Stamp duty?
@Genius
TBH, their package is not really suitable for me except the tiles, i just wan the tiles, however they dont have only tiles package, if i take it, i need to remove a lot of item and it will be a waste.
Therefore i dint sign for the package.
However, i also dont like to put all apples into one basket too. 😀
i get the renovation package, btw to let you guys know the renovation package for Blk A will close on 15/8 and Blk B wil close by end of August. Good Luck and countdown ^^
package not suitable? to me after comparing with others, I think ramah gives a more suitable and affordable ones.. it’s really really cheap compared to others.
@JB
Actually what you want to remove if you take their package? All the A/C points, electric points, tiles, heater points, shower screen & etc all are useful. Actually the most I like is they can pay by installment, I don’t need spend / save a lot of money after the OC approved, also by the time when i get the key, my house almost 50% done.
@Genius
Yes type E as well ^^ Yea, I believe with the number of units, if everyone is wiling to cooperate and pay, there should be no problem!!
if pay by installment is how much?
@lala
I mentioned earlier about the installment in earlier post. Please view previous few page
@lala
Which type you purchase? It’s depend on your unit, different sq ft different price, installment around 1k like that?
B1. but i think most probably wont take the renovation. cos no money oledi
@Genius
Sorry la, i really personally like the tiles only, all points and shower screen i will prefer to do it myself.
I am not asking for highclass thingy, so please don’t attack me first. Mainly because my relative doing this, they can save my money…. hehehe
Hi, I’m type D.
Can I know net amount lawyer firm quote your? Should be standard price for respective type?
Anyone take RHB? BR 4.45%? RHB offer CLTA (Not MLTA), which one is better MRTA? CLTA?
Anyone know RP shop lot belong to MSUMMIT or under RP committee? maintenance fee for shop lot should be higher so that can contribute a bit to cover RP maintenance expenses?
Haiz..State Government “will consider” to launch affordable housing range 120K – 150K, what your guys think?
@RP D
“will consider” to launch affordable housing ranging 120k to 150k.. later when they come out with this, they only built 500 or 600 sqft, maybe no tiles at all, no carpark
@lala
Oh… B1 same price with type A, quite expensive also loh i can understand it.. Never mind la take your time to save a lot money 😀
@JB
hahaha i never try to attack you lah, just curious why you say so only.. It’s nice if you have relatives do this, but make sure they must buy sand buy batu from those “gangster” if not very trouble some one..
@RP D
I think RP shop lot belong to MSUMMIT, they will rent out.
State Government “will consider” to launch affordable housing range 120K – 150K, I believe such unit will be 700 (120k) to 750sf (150k) and without tiles and maybe with one car park free.. If really come out then no luck for those already purchased.. feeling regret haha…
By the way I haven’t receive any letter from M summit or from Bank ask to pay the interest yet.
more and more merry..:) hi guys..welcome to RP
I think impossible come with 500 or 600sqft, if yes then better state government release LMC/LC, LMC/LC cheap than affordable housing 500 / 600 sqft with 120K / 150K…
@Genius
Sure regret but no choice…
unless allow us to buy extra affordable housing range 120K / 150K then die die must go…
By the way, anyone can share net amount must pay to lawyer firm? For type D?
Thanks.
@RP D
Lol no money buy extra loh.. One unit also want die cant die d…
How much the lawyer quote you ? is depend on your house loan amount too . do you take additional car par?
Any type D purchaser ? Mind to share your legal fee for S&P & Loan agreement legal fee?
I am type D purchaser. My SPA is RM 5428 after deduct d 50% setem duty. Lawyer firm is San & Associates
Jessica. My one no additional car park and loan 90%
I think almost the same, mine type E with additional car park
Anyone got idea on type E SPA? Thanks.
@Alfred, may i know the roughly amount? Thanks.
@first time byr
I take additional car park.
They quote ~RM7379, but I’m yet to check detail with lawyer.
Someone posted RM7378 still can get discount 50% of stamp duty….? Just want to know whether is 7378*0.5 = RM3689? Need to know actual amount then can talk with lawyer..
sorry, first time buyer not sure the calculation.
@Erna
So lawyer fee for type D is RM5428. Thanks for your info.
Should be same amount for other (Type D with additional car park)?
Anyone get higher or lower charges? Can share? Thanks.
Haha….same to me.
So far RP is better than other, die die must go for RP.
@RP D
yeah RP very nice just the location so farrr only.. Lol..
By the way about discount 50% of stamp duty it’s just small amount only, and however you need to pay full amount to lawyer first then after government agreed to give you discount then only lawyer will rebate cash to you..
@RP D
Discount 50% of stamp duty only NOT 50% of total amount..
@PY
around RM5342 like that..
@first time byr
I am still awaiting for the lawyer quotation. They assign San & Associates to me.
@RP D
I am also type D with one additional car park.
I am still awaiting for the lawyer quotation. They assign San & Associates to me.
The 50% is on stamp duty for first time buyer ya.
you take which firm and final quotation is still RM7379?
Any Type E taking their renovation package?
90% loan?
Hi all, i am choosing type D with additional car + reno package. The S&P + lawyer fees total is around 6k(after 50% of stamp duty discount) from San & Associates.
Looking to meet u all 1 day in future
@Erna
Thanks Erna , for your information. Slightly different from me , im Type D ,loan 90%, with additional carpark. around 5600 ,not Son but Ng. ^^ Sharing is caring thanks my future neighbour
Hi neighbour 31st floor, your reno package included in loan ? Total house loan 328+20.5k?
Hi Jessica, yes u are right. total is 328+20.5k. All put into loan…what floor u get?
May i know after SPA signed, do u all get a copy fr developer after stamping?
@Alfred
Thanks for info.
@Genius
I only add one carpark, din take renovation package.
@Genius
haha..far far…:)
Wondering when this project will be done? Feeling excited but once done need to start installment.
Anyone start pay the bank interest already? How much?
@Genius
not yet, already started?
@yumi
yes i heard someone said already start pay..
@RP D
the laywer giv me the quotation already, rm5784 yours?
not yet. no letter from CIMB at all..
How much the montly service charges for type E ,198k
Lawyer gave me a copy after they stamping.
Does you include MRTA or reno package to your loan ? after the most discount is rm5784 ?
did lawyer mentioned about the strata title?
Jessica, thank you for your information
Hi all,
Just in case you guys are interested to know on the timeline for the flyover and road expansion from Jalan Bayan Lepas to Teluk Kumbar.
There is now a live signboard put up along the road indicating the expected completion of the expansion to be in around 540+ days (thats around 18 months from today).
I receive a letter that building completed 10%, i think interest installment will start soon
@Erna
Blok A or Blok B?
Alfred, Block B
@Erna
I see, I still yet to receive, hehe. u start serve interest d?
@first time byr
ya, included MRTA, bt not renovation package. Lawyer mention strata title will be 3 or 4 years later, but could not let me know the exact amount yet. Yours also around 5.6k?
Alfred, not yet. I direct start with house loan installment.
I salute Ramah staff. everyday work nonstop no rest for seven days one week. Bravo! *clap*clap*
ya around 5.6k .i still wondering was it overcharge ..
@first time byr
overcharge? Already made the payment…
Is there any RP group?
Just share information to you all. My one start housing loan installment on September 2015, block B.
@Erna
may i know yours is which bank? so fast.
Jack. Public bank
Hello Neighbours,
Wonder when will this project be readied for us???
@Erna, not only interest? Y is loan installment eh? Tq.
PY, cause i choose direct loan installment, don’t want spent 3years interest installment.
yeah you can choose either serve interest or direct loan installment anytime.
@Erna
you so rich nya direct pay installment d. May i know what type you purchase?
Genius, if i rich no need buy and wait for affordable units. I buy type D.
Rich Erna…
WTH, against i not rich. If interest installment extra spent around 30k
@Erna
how to count the difference between paying now and pay later? i mean how u know u can save around 30k? thanks.
@Jack
When u pay only interest, it didn’t deduct the principle of your loan. So it’s best to start installment ASAP when you able to.
@Erna
Lol I can’t start pay installment yet as now i’m paying the renovation package also bleeding already.
Genius, Malaysia citizen alway tight with house slave or car slave.
@Erna
Better than HONG KONG citizen. One low cost unit also nearly RM 1m more
really hate to see kiasu statements. “wah u so rich “.. “wah u so good.” “wah u that .. what u this”
walaweh.. everyone has their own ideas and plans. so no need to put out condescending statements la
i see this statement in clovers affordable project:
“Purchaser who is offered for Affordable Home is not allowed to sell the unit within 5 years from the date of the certificate of completion and compliance”
Is this the same for ramah pavilion?
Hey guys! anyone received call from M Summit for joining Site Visit this coming Saturday? Just for those purchaser who already signing SPA. Can call them to register place limited!
@ GOH,
you just bought a unit here is it? Never seen you around eh?
Hopefully everything goes well!!
My few questions: 1) The electrical supply is single phase right? (normally) But when we take upgrade package, a lot of e/p have been added, is it single phase sufficient to support?
2) What is the floor finishes for lift lobby and corridor? Tiles or just normal cement screed?
3) The access card is for gate only? How bout lift?
4) The post box is placed at centre of building? or both block have post box?
5) Is there lift bomba at block B, cause Block B lift seems all 4 is normal lift?
Just my few questions only. Hopefully waterproofing is done well. Hopefully M Summit will do well in workmanship in order for us to have a good environment of living. ^^
Anyone know how the expanding road of Jalan Teluk Kumbar going to be done?
@Chow
Yaya… I bought type c 31-8.
@Chow
How about you? which unit?
Hi Diao, maybe u can refer to M Summit for the info. I have received the S&P and mention that the Upgrade Package has added on something inside.
Hi Goh, i am your future neightbour at 31st floor unit 5
@Genius
Yes yes, they told me the same thing. i am worry about it too… hopefully 3 years later no such issue happened in our RP…
btw. the utility bills, is it commercial rate or residential rate. Cos ground floor RP has shop lots?
@lala
Residential….
@lala
It is residential title, no worries
bank start charges?
when need pay installment or interest?
@yumi
U can choose either one
Any Type C buyer here? May I know which lawyer firm they assigned to you and what is the cost of stamp duty & legal fees for first time buyer?
appreciate your sharing ..thanks
interest charges in my loan already..so fast..
@yumi
which bank and how much they charge you?
im using cimb bank loan..
Hi Guys,
Just received letter from M Summit asking to pay money liao.
So what should i do now?
I loan with PB Bank.
Do i require to go PB Bank or need to ensure my PB account got money?
@yumi
How they charge? Will bank send letter come first as well?
Any type B buyer mind share lawyer chargers and which lawyer ? Tq
Type B here. My Lawyer fee total 6.4k. Loan rm349.2k .san n associates
Any type C buyer here, can you share the legal fees with an additional car park purchased?
any CIMB loan takers here?.. has the bank contacted you guys. Already 3 months still no news from Bank.
anyone has any update?
The CIMB bank officer that offered us the loan never pick up the phone after sign the deal.
@lala
Same here. I took CIMB too. The officer just told me wait for their CIMB official letter~ so I’m still waiting…… I heard my friend say CIMB very slow in this…..
@lala , @Dan
Wat you guys waiting from CIMB Bank?
yeah they are extremely slow. if others are waiting too then im fine. i thought im the only one.
Their after sales also sucks. 1st and last with them
Bank will give a official letter and stated the installment interest should pay before (date). Today i receive the official letter from PB
so interest is bear by developer until completion?
or we need pay right now although not yet completion.
im confusing la..
@yumi
it’s either you pay interest to bank or serve normal installment to bank. it’s not bear by developer for the interest. Please correct me if i’m wrong
confusing of housing loan.
paying interest now as if gt extra money, i will only dump in for a lump sum of amount for reducing interest.
@Loh
Just claficstion type B is 358k x 90% = 322k right ? I get 4.4% 322k .
@Jayson
358k + 30k (additional car park)=388k
So 90% of 388k is 349.2k
I haven’t receive any letter from maybank yet.. you guys start pay interest already?
@Genius
Genius you got RP after rejecting TP?
Hi Loh, thanks future neighbor …
Genius. My one start 01st Oct 2015
@penang_kia
Yupe
@Erna
which bank you take & around how much they charge for 1st interest payment?
@Jay
U r welcome. And nice to meet u future neighbour.
Genius. Pb. Monthly interest RM 420 for my loan RM 268,200, the interest amount it depend to your rate and loan amount. I heard that our lift is OTIS brand.
@Erna
You buying type E with additional CP? Wow Rm420 so much??
Hi future neightbour,
who get house at Block B 23A? and who buy type C?
Thanks for sharing
@@@
What you’re mean is loan installment, i’m talking with the interest DIBS, get my mean?
Genius. I buy type D without additional CP
Guys this sunday got site visit anyone going?
me! me! i am going at 10am
I bought type C level 19
those who get the letter from developer (for block B) may I know how they post to you?
Isit by pos laju ?
Angel. Normal pos only
hi future RP neighbour..more and more..:)
Hi there!! let’s us together build a warm house
should form a group and meet up if possible..:)
@Genius
Hi, may i know what date, what time to what time.
i currently rent close to that AREA, but dont know go site visit what purpose?
thx
@alone
only for Ramah Pavlilion buyers I think. others cannot go themselves
Hi all,
Is thr any whatsapp group for ramarian? or any group categorizes by block?
@alone
The date is 19/9/2015 this saturday, you can call M Summit and make appointment loh.. Go there look see look see lo nothing to do actually.. Hahaha..
@leong
Of cause for RP buyer lah..
@yumi
@^.^
Is that too early to form a group? Btw nice to meet u guys all my future neighbor 😀
@leong
Ya i ady buy ramah pavilion unit in block A, but i dont know go site visit what purpose?
To check progress and check got tao gang kiam liao??
Actually how you guys know about all these? Site visit.
@Genius
@alone
You did not buy a unit so you wont know how it feels for being able to see how your house is built from beginning until the end. I never see a developer allowing people to visit the site, this is first
@leong
Lol how you know i didn’t buy a unit? For me just see their picture also can, but up to you lo not all people free to go site visit ma. Btw this is not first time developer bring purchaser to site visit, just few only, not first but less.
tomorrow open for site visit?
got time go visit aja.. no time next time visit also same..
bought ramah is the best choice for me among all affordable house.
Yea!! The developer is really sincere and did their best!! Have faith in them
Hi all,I’m currently get approved from bank loan and had done to sign the offer letter with RHB
1) (4 + 0.45% fix rate=4.45%).
2) CLTA (RM 7,604.40)
3) type D + 1 carpark (298k + 30k)
*anyone know what is different in between MLTA & CLTA (as mention from RHB they said is same as MLTA)..
*anyone taken RHB same like me??
Thks.
Hi!! Anyone here owns type B1? Where can I get the floor plan? It’s nowhere to be found. Thanks.
Hi!! Anyone here owns type B1? Where can I get the floor plan? It’s nowhere to be found. Thanks.
@Zhi
Normally the one offered by bank is MRTA. I’ve heard from my agent that MLTA is a better choice as the sum assured remain throughout the length of loan and also it could be extended on your next house. On the other hand, MRTA only protects you from the balance/remaining loan you have, the sum assured decreases as time goes by. Hope this helped! : )
@Liz
Oops, I think i’ve pasted yours down there. Sorry about that.
@Liz
floor plan is same as type B, just a bit bigger sq ft.
Yeah buy RP confirm wont regret lah!! So anyone start serve the bank interest d??
started already..paying interest now everymonth as not many cash on hand.
@yumi
Thanks Yumi! My bf has bought type B1. I just wanna search for the floor plan so I can start planning on the interior designs =P
Btw, so happy here got so many nice neighbours~!! 😀
@Karena
That was me, sorry using another computer and did not log off from my cousin’s name! haha.
wow, interior design so fast plan, thumb up..
@yumi
you buy block A or B ? Around how much monthly for the 1st 10% ??
im buying block B. interest around rm300. the more extra money you had, the more save the interest it is.
@yumi
Type C? Which bank you take & how you pay the interest?
@yumi
mistake..im buying type B, should be block A.
sorry..
Dear All,
Anyone has any idea exactly when they gonna complete RM? early ’18 or late ’18.?
tq
I think right now is only Block A start serving the interest…
dont know when all the road to RP will be widen, at least to reduce traffic jam or a smooth journey to home.
Type B also start serving.
@yumi
No worries, sure will complete before completion of RP!! Hope RP will complete ASAP and with good quality
http://www.orientaldaily.com.my/features/ztramah-pavilion
some info for you guys.
so far non of block b get their letter to serve interest yet right?
@yumi
Did anyone notice the road to Teluk Kumbar flooded near Saujana Heights last Wed? Check FB “Penang Kini”. Hope they will ensure proper drainage being implemented in future.
@Jay
yeah, worried about that too..
im not sure how ramah nearby area, will it flood? anybody had comment?
@block b 19th floor
Block B also start serving..
today purposely go see my future RP, feel happy moment when know RP is on the way to build up as compare to others.
hope RP will be a good choice for all owner, all neighbours, all friend and family, nice to meet you all in future.
my thaught is on the way to RP, wish to widen the road and make it smoothly as possible. As example, infront of nexus hotel, the road can be make some improvement all the way to RP.
So far I received M summit letter only, didn’t receive bank letter yet for Block B. Will start pay the interest soon. I heard teluk kumbar flood last week too, quite worry bout it..
i stay nearby ramah. so far no flood problem la. except for last wednesday near saujana. i think that place flood because of excessive development near that area with TPPT, dzone, and pavilion resort.
@lala
RP hopefully no flooding problem.
That’s relief, hope Saujana flood issue will be settle later, because we have only route to there…
@Jay
yaya, itu jln aje..
somehow as starting from airport there, wish to widen the road all the way to RP, then is superb bagus.
am i dreaming?
actually road to ramah, only need to widen that gertak sanggul junction only. besides that junction and the saujana area, i have never faced any issue like flooding or jam or anything. after saujana its smooth sailing until that gertak sanggul junction. and after that junction again smooth sailing.
@lala
front “hao you seafood” to RP, the road a bit narrow, widen the road sure will happy for all of us.
@yumi
Ya u r dreaming, road will be widen up to crystal home only, before Platinum III.
The T junction after “hao you seafood” is dangerous, traffic busy.
Road after the T junction after “hao you seafood” also dangerous, few area with blind corner.
Any how, have to buy RP, cheap and affordable. i buy type B too, neighbor
@alone
thats why..when dream will come true?
@alone
So mean we will still facing jam?
@Newbie
Road will be widen up to before Platinum III mean maybe will not jam but the road after HaoYou to RP there got few blind corner so will be dangerous(accident) for fast drivers & especially for kids who just get driving lessen
@Newbie
in front hao you seafood, along to RP, road is narrow and not so nice to drive there.
Just wondering the calculation of the monthly interest payment.. As per yumi comment, type. B 358k 90 percent loan, assume that 10 percent of 358k is 35.8k, so 1 year interest only 1.6k(4.5 rate). Although interest serve on daily basic, bt i think the interest should not exceed 200. Any sifu can advise here? Thanks in advance..
04-229 2232
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