Those who got a unit better buy quick! happy with my Type B. and Ramah Pavilion is everywhere around the newspaper now! I think will sold out soon.

type B still many ke?

Im waiting for so long .. fingers crossed ..eyes also crossed.. i wish at the end I can b one of the Lucky one to owned one unit for this project.

@teh
when you passup form?

@teh

still have many units waiting for takers ..

aiya..no need worry la, if don have units already, y they build showroom??
Build showroom is to attract buyer mah…

seems ramah is hot cake now…cz of kumbar is develop very well soon.

@first
agree with you! plus, I think Ramah is the only developer that started work and can sign s&p. i heard that ideal and aspen havent got their approval. getting ramah is more secure compare to others. what do you guys think?

yeah..kumbar is developing fast.
btw.. type B still many left?

If not mistaken, I think Type A sold out d. I guess everyone will be snatching for Type B for now.

Yo, may I know where we can visit the showroom?

which bank you guys choose?
or which bank offer the best rate?
can share?

showroom will open from 10 April onward

i thaught is 4 April.. coming weekends..

I am looking at these 2 affordable homes projects > Ramah Pavilion in Teluk Kumbar and One Foresta in Bayan Lepas. Well, I might be wrong, but Ramah Pavilion is alot better compare to One Foresta. in terms of pricing, size, facilities and density, no doubt Ramah Pavilion win hands down…

The only setback is the location in which i dont see a problem in next 2-3 years once after the road widen and the other development in the area completed (including the 5 stars hotel, Lexis)

@Onlookers
hopefully kumbar will be develop well..then your choose ramah is best choice..

I ask the public bank and take a quotation of semiflexi loan (5 HOME plan/MORE plan/SWIFT plan)..the BR is 3.65%+0.8% so is total 4.45%…is this amount ok? I didn’t survey other bank yet..anymore better bank offer better rate?

@Juan
what is your type?

@first

Type E 950SF

Yesterday I just sign and ballot a unit at the office and they provide me 4 bank to choose (CIMB,Maybank,Public and RHB) but I asked for public bank 1st,so i get my quotation..the rest of the bank I haven’t ask for the quotation..

How about your’s ?

mine is type B..

Onlookers,
Ramah Pavillion is located at the end of Teluk Kumbar, a 5 minutes further journey via the new big road will reach Balik Pulau. Might as well buy a big Double Storey freehold house at Balik Pulau

The location of this project is neither here nor there, RM400K and top-up a bit can stay at big landed house in Balik Pulau since you guys have travelled so far already.

On Lookers, this location is worse than Balik Pulau. At least, Balik Pulau is served with a small town with reasonable support amenities…This one, located at no where. Later, want to buy something to eat also need to travel to Balik Pulau or go down to Teluk Kumbar. Lousy choice

Dear Steven,

Right now the landed houses in Balik Pulau is costing 500 to 600K Per unit, for those who can afford to buy landed property don have to come and buy affordable home already. Ramah Pavilion is doing CSR to help people to own their first home with affordable pricing.

For my point of view, Ramah is still better choice if compare with One Foresta. People tend to complain that it is quite remote. I am well aware of it and I’ve even visited the site before. But the thing is it just take approx. 5mins to travel from One Foresta to Ramah. So it makes not much different as what other mentioned that just 5mins, might as well get the later one.
I would suggest people to do some research before comment. According to the layout of R. Pavillion, there is a food court to be built just opposite the condo. Not only that, there are more coming… which will be well-developed soon!

@Steven
maybe you cn view showroom before choosing ramah or foresta.
as i know, ramah showroom will be ready this weekends.

Can anyone tell where is the showroom build?

Dear Steven,

My friend, have you done any research before commenting? top up a little to buy landed house in balik pulau? by how much? 40k??50k?? Come on man…remember what people said about batu maung 5 years back? They called it jungle, far and so on..what happens now? think again

One more thing..have you ever visited the One Foresta site? It is located deep into the housing area, with apartments on the road side with no opportunity to widen the road at all..imagine adding 2700 road users every morning to work…worse still, with the school there..i really cant imagine the congestion..

Location wise..yes..ramah is too far..foresta arent too near also right?difference 10 mins?20 mins?
Think again…

Dear andy,
I don’t think only, I took action. Don’t you lecture me on potential of Balik Pulau. I bought landed house there exactly few years back. Botanical CT at RM299K and recently Prestige 3 at RM468K. Both during their 1st phase and no one bother to buy.

Dear andy, about Foresta Site,
Have I not told you that I was some how regretted why I dare not buy a RM1.2million subsale landed there?
Thankfully for this project and many other coming condos, which is going to make that place traffic jam crazy soon, so it is like blessing in disguise. LOL

Dear andy,
Just like I never dispute my Balik Pulau purchase at lousy location, Ramah Guys should acknowledge that fact and reality too. Ramah in fact at the middle of no where. Guys, RM400K and you guys is so happy and shouted cheap. I am and still 1st owner of D Piazza Condo 1300Sqft. Guess how much Developer’s price? not even RM300K. You guys defend the developer like…CSR la, no profits…help people la, etc LOL

@Steven
Please la. Since you can afford to buy D Piazza Condo, Botanical CT and Prestige, please don’t disturb those 1st home buyers who want to purchase an affordable home. Since you can purchase a “landed property”, what is the point?

Dear Steven,

Please face the reality today, how could you compare the price you purchase few years back with the current price. How could you find a property selling below RM300 per sq. ft. in the current property market in penang island?

as i know, ramah is worth than other affordable project now.

@Steven,
Since you imply developer is selling Ramah at high price, why not you do something right and sell your dpiazza at $300k? You can state here your contact. I will be the first to take up.

@steven
Bro, the way you put it sounds like you are a good investor
I give you RM300k-400k help me buy a house with 1300sqft can? please
oh ya, the house must be in the middle of SOMEWHERE

@Steven
sound like u willing to sell ur dpiazza unit with 300k now?

I just called the developer and make reservation to see the showroom.. =)

Hi, Is 10% downpayment is a must? Can i pay only 5% for the downpayment?

@Chun
Unless u are able to get 95% bank loan then the remaining 5% you will need to pay for it.But so far what i know is the bank only able to loan to the maximum 90% of your housing value.

If you have difficulty in the downpayment and the legal fees etc,you can try to apply the My1 First Home Loan (A Scheme for first-time homebuyers) from govement. Google it and you will see the details for it.

Hi, can anyone advise is the floor tiles included? Thanks

@taylor
Taylor, Yes.. Included

tmr cn go for showroom.. wonder hw nice is ramah..hmm..

@first
I would suggest you go for public Islamic bank. 4.3 end rate. 20% off for stamp duty. And the loan can up to 90-95% with the mrta.

@Satia
As I know, the developer has been revised the maintenance fees. Now 18 cents per sf.

the showroom is so lovely. <3 <3
really spacious compared to other affordable homes. this is what we call affordable. those who want to visit, do call them up first and make appointment. because there are too many people waiting. =)

the showroom is for which type? cannot just walk in?

@kl
I jx visited the showroom. Mayb u can jx give a call to them to make appointment instead of just walk in to prevent long waiting time

i heard they allow those with appointment to view the showroom first. walk-in will have to wait for their turn. Is best if you make appointment with them first.

the location is far…but after i visit the showroom today i already change my mind…is a good design and good enviroment…is worth to buy feeling like condo when you visit the showroom not lmc standard! should take a chance visit it and feel by yourself

@kelvan
yes I totally agree with you. Ramah Pavilion really give everything the best, you see the tiles, the toiletware, door that they give, they even upgrade from the basic requirement. totally like bungalow style, like condo standard.

Ramah Pavilion – the only affordable home in Penang with reasonable price. bigger units, cheaper price, carpark cheaper, even their renovation also much much cheaper than other affordable home. finally in Penang I see a really proper affordable home. showroom is lovely too, will go again with my friends next weekend.

@Sunday
lol…dont say until like bungalow so over la…
i just come back from there. not bad la actually never think before affordable home also can so class. before that i thought is same like lmc those quality but seriously different a lot. Gv a like!!! msummit they mostly build landed property so they bring along the concept into Ramah pavilion so is very lucky who qualify to buy. im waiting for my good news too !!!

quite reasonable price.
hmm..nice to owe a unit there..

@Sunday
upgrade how much? also, wht is included?

Best condo in penang, sure can sell 1 mil after 5 years

Wah very, very,very far…..ar…..r….Can sell RM 5 mil
after 5 years.

hahaha…1 mil..lol

unfortunately,200k&400k units soldout ary ><

@Penang 1
dont be mad ._. RM5 mil you very funny also hor
HAHAHAHA!

@pgkl
These peoples have crazy fantasy. Later
will become the same as ” Rifles Range ”
flats.

Type B still available? May I know where to register to purchase this? and what are the requirements? Please advice. Thank you

@Felicia
I think so. Jx phone them for enquiry

@Felicia
yeah..still available..go visit showroom for details

Wow! seriously damm NICE! for the ramah pavilion show house and layout ! finally i can buy with 100% confidence!

@ccg

with upgraded price? upgraded price is it nice? hmm..

@yumi
their upgrade price also cheap than others…i have been go visited others company to compare dy
for me i feel is worth la…but for you and others i duno dy. cause my husband know about renovation prices

@ccg
im not so sure for the prices.
also, what is needed to upgrade and not..

Yumi,

You should call up the developer office to arrange to see their showrooms, then you will know their package and decide should or shouldn’t upgrade.

How much is the upgrade package?

trex :
How much is the upgrade package?

Their Upgrading package is ranging from 15k to 25k

@BeBe
normally upgraded will be add on which items?
sorry for my silly questions.

I saw the upgraded package it’s very simple but additional cost about 20k ~25k !!!
I prefer to upgrade tiles to bigger size, the rest will do later.

Look at M Summit’s Facebook. They have their show unit photo. Looks so class. I must make an appointment and bring my family members along.

@jiva
if look like simple you can compare with others developer see how much for their upgrading package and what they given to you. or you may find outside renovation worker to help you do those thing see how much they going to charge you

hi all,

i had a concern regarding ramah’s facilities.
1) there will be a boost area around kumbar. so, facilities in ramah is like condo and nice.
will there be a safety issues as more outsider will get into ramah and enjoy the facilities services?
also, there will be food court, river beside, a exercise park,etc…

i think safety should be enhance anytime.

2) is it a flooding area in ramah?

thanks.

@jiva
if look like simple you can compare with others developer see how much for their upgrading package and what they given to you. or you may find outside renovation worker to help you do those thing see how much they going to charge you

I read somewhere that Ramah is only 30% sold. Is it true the demand is so low even for affordable house?

@PKT
read from newspaper 30% has signed s&p. believed that a lot waiting for loan approval. im one of them waiitng for my loan to be approved. you should read for more details

just visited the show house not bad

@chew
how nt bad?

But don’t know what is the quality of the tiles for upgrading package?

HI can i knw type B1 still available?? 1355spf for 3 room ?

yeah..still available..ballot on the go nw..

wow.. their showunit looked so class. showunit is which Type anyone knows?

@jason Type C

Btw, bank loans comes with monthly payment clause. If developer decides to draw money from bank during build up phase, we need to serve the interest. You need to check this, if buying @Ramah.

Anyone manage to get other banks for hm loan upto 95%?

@Ryan
that is what all banks do, not only Ramah, every project also serve interest, isn’t it? n I heard CIMB can loan up to 100% loan. =)

95% is a bit hard..normally is 90% plus 5% MRTA.
100% loan lagi hard to do..

I just came back from their show unit. Wow, so crowded. very good response. [like]

Only good for those who really need a house of their own but to those thinking
of making some profits after 5 years just forget it. By that time the whole
building will become “Belacan” !!!!!!.

Some don’t even care to pay maintenance fees and you cannot change peoples’
attitudes as all are living in one “muhibah” communities.

@Property
this a kind of concern too..

also, safety must enhance always..

where is the show unit … is it at the site location in telok kumbar .. ?

@juni
just drop by msummit office ..
thn staff will bring you see showunit upon registration.
upgraded packages also intro to your.

I went for the show room on Sunday, really nice and the upgraded packages also good. Just I don’t prefer plaster ceiling… All the material also very good!

@Elvin
why no prefer plaster ceiling? anything?

@Elvin
yes agreed with you. their materials given are like higher standard materials, at least is not cheap materials that they provide. they are so thoughtful, even fix aircon and heater piping for us.

@Sean
included in upgraded packages…

This is the first developer I see charging the least for upgrading package and giving all the better quality materials. It’s a waste that my son has already own a property. With the upcoming development, I can see that Teluk Kumbar will soon become the next tourist attraction with the hotels coming up.

@Liew
hopefully kumbar will be nice..there will be hotel too in kumbar area..

May I know when is the next roadshow? I saw banners all around penang island, I think I saw the advertisement on buses too.

@yumi
Just personal preference only. Toilet sliding door also not prefer, cox make the toilet smaller. Haha

one thing i like about sliding door is to prevent the whole toilet to get wet.

impressive show unit. would recommend people to purchase this.

Lol…i got the offer from The Clovers…a bit regret for accept this and already pay the 10k deposit

@matt, u mean regret to choose ramah?

wonder why regret?hmm…

Yes, i paid for Ramah, waiting for sign SNP…now ASIA GREEN called, offer me The Clovers, that location better right? Although most of them say no floor tiles and car park…
But location indeed better and Luxury condo bro~~..but no choice la..paid ady..

for those who already sign SNP for type A… How much is the initial cost?. legal fees + stamp duty + down payment + SNP fee ???

@matt
Oh, which type u get for ramah n the clovers?

@Matt Teoh
Hi Matt, do u mind to share the initial cost to pay after the 10k? As I am still considering to go ballot or not.. since I found out we need to pay 10%, SNP and legal fee…. Thanks.

@Michelle
no matter how long you take, you still need to pay the 10% and legal fee. is the matter on timing only, now or later. =)

@chew
haha.. but some other projects they do offer some “special” package for buyers… =)

I can choose my car park location from Clovers affordable house, can this project choose own car park location?

what you mean special offer?

i wonder how much pecentage of unit has signed SNP..

I heard that there will be a 5***** hotel near this project. It should be a good place for development in the future.

i am also waiting to be qualified to buy a unit in R.Pavilion, ti gong poh pi i can get it.
I have been told that R.Pavilion is good, i like it too. 1 thing i worry is the distance from work/town area is quite far.
But i read all the review here, all seems like very good review.
Is it the staff in R.Pavilion wrote on these comments. Why all comments seems so good?

@owow
good luck..im in type B..:)

I cant decide between Ramah & One Foresta. Any idea?
Ramah seems very far from town, but compare to price and size, Ramah is definitely worth than One Foresta.
Im just get PN1 Form from Ideal but not yet sign it…

@yumi I wanted Type A but sold out. I’m also Type B. future neighbor. Bank Loan just approved last week. now waiting for developer to call me to sign SPA.

@owow good luck to u.

@Joan depend on u actually…. whether u want size or nearer to ur workplace. I my self prefer size. distance is not a matter. U can always wake up early abit to go to work.

@Dan
positive way of thinking..hahahaa…

@yumi & Dan, i also want to apply for Type B, seems like we can have good neighborhood ady(if i am as lucky as u).

Yumi & Dan, may i know each of u take loan from which bank? What is the interest rate the bank offer to u?
Sorry, first time buy house&borrow loan from bank, dont have much knowledge about this.

@owow
cimb offer full flex..while public and maybank offer semi flex.
rate is between 4.4-4.5%

@owow
I asked two also CIMB and Public. the rate is around what mentioned by Yumi.
It depend on ur credit risk and bank will give u base on ur risk level.

Anyone know is the S&P and legal fees FREE? Thanks.
I got the type D, dunno should I accept?

I think is not free, u’ll have to pay on ur own, some banks can help you pay legal fees though. btw, I received a call from the developer saying that my application is qualified! thanks for their help, I managed to get a unit below 400k within one month. what a good news before labour day!

more and more ppl get ramah..good sign..

Its my first time buying house.
Need some opinion here.
Should I give more downpayment and borrow less from bank? or borrow 90%?
I heard its better to borrow more than give more downpayment due to the rate will less. Any experienced people here to advice? Thanks!

I got the 268K type D. My salary is only around 3K. Anyone know how much would be the instalment? And I have monthly commitment of 1K. I doubt if I am able to cope with the house instalment.

Rene,

Interests rate will be lower if you borrow more. however, more = a few mil. For your case, it doesnt apply.

If your loan package is a flexi package, I would suggest you borrow more. After the loan is fully disbursed, your extra cash then throw into the loan where you can have the flexibility to withdraw anytime. This however means that you borrow more and during construction, your monthly installment is higher.

For a 268k, 90% loan is 241,200, for an interest rate of 4.5% and for a tenor of 35 years, your monthly installment is $1141.5

Dont forget you can use EPF to either pay 1)a lump sum so you borrow lesser or 2) monthly installment.

Whether a not you can copy, only you can answer the question.

Hope the above help!

@ko

Hi ko or any1 experienced this, need your advise.
Isn’t the interest rate of EPF is higher than the interest rate of house loan application from bank? If it is so, why not let the money in EFP continue to be in account2 instead of taking out to pay lum sum in order to borrow lesser?

HI KO,
Thank you so much for your info!! ☺

Anyone choose Type B1?

Hi Rene,

Welcome

Hi Zoe,

You are right. EPF interests is higher. It definitely make sense to leave in EPF as it earns higher interests.It make more sense if you are near to the withdrawal age or if you have a lot of cash.

For me, withdrawal of EPF can only be done in 20++ years. in my opinion, it make more sense to use future money to make my life easier now. I take the view that future money is not as valuable as today money due to inflation. I rather take the EPF money today to save on the bank interests into my property investment where property should appreciate over times. IF property appreciate 4% a year, Bank interests is 4.4%, tentatively my money is helping to earn 8.4% compared to epf money and + it makes my life easier today.

Anyway EPF you can only use account 2. not account 1. so you still have cash in EPF no matter what.

Just my thoughts.

Hi.
Any1 apply house loan from Public Islamic Bank as ppl say this bank provide lower interrest rate, is this real?
What is the interest rate Public Islamic Bank provide?
As the banker at MSummit there is Public Bank but not Public Islamic Bank, may i know where is the location of Public Islamic Bank(near to bayan baru) if i want to visit?
Thanks in advance =)

How to apply withdrawal on EPF? By the way, any plan to join/create a facebook group or whatsapp for those who choosen Ramah …? I hope all good neighbors and don’t end up all become Bangla mia apartment like Relau one…

@owow
you can ask the banker from Public bank because each of them also can help you do for your PUCLIC ISLAMIC loan too

Viewed the showroom today.
Am actually very satisfied. Even with the original unit (without package), it is as already good enough to me! But if I am afford, sure I will go for the package, the package top up MYR 16200 is very good. But unfortunately I don’t have the ability. So will stick with the ori unit.

They told me after pay 10K and I can ballot for my unit. Anyone know how the balloting process is? What if we don’t like the unit we got? Can we reject and get back our 10K? Thanks.

@Rene
you can draw 3 time And pick 1 from it. Not sure about withdraw.

Why not u ask the developer urself?

I do think is fair enough, there is no reason to withdraw since you can draw 3 times. As outside only draw once, a yes or a no. That is my thought.

I applying type B, calculated the area(sq ft) according to the floor plan attached above.
The calculation including two WashRoom, balcony, entrance & wash area,
however the total area calculated is 1130sf instead of 1250sf which announced by mSummit.
If the actual area of floor plan for Type B is lesser than the value given by mSummit, mean the actual floor area of Type C-F also will be lesser than the value given.
Really hope for their explanation on this, unless 1250sqft is including the 1 car park provided in the package?
If inclusive of 1 car park area, mean type F will be actually 680sf only instead of 800sf?

@ko

Thanks for ur explanation.

My salary is RM3300 with zero commitment, no loan for any property/car before.
In order to pay less interest to bank, i shd start paying instalment after loan approval or i pay interest for the first 2years then start paying instalment only from 2018. Any advices?
Thanks…

Hi Zoe,

I assume you are asking me if during construction, should you pay principal + interests (P+I) or just interests only.

In my opinion, since this property is for own stay, i would suggest paying principal + interests. since loan disbursement is by stages, you are paying more to principal. by paying more to principal, you will pay less interests later on.

Say a 1M loan, 35 years, int 4,5% monthly payment is 4732, out of this 4732, 982 goes to principal, 3750 goes to int.

Ask your banker for a amortization table to show you your payment towards the loan.

If you start paying (P+I) during construction, if your loan tenor is 35 years, you will end up paying the house lesser than 35 years.

You can opt for interests only if you want to maintain a better quality life today and foresee that you will get a pay increment later on where your increment pays the extra.

@okk
OKK is right. the floorplan attached above doesnt correspond to the size advertised by msummit?.. does anyone know why?

Hi all,

Is this area good for investment?
Can we rent out? Any restrictions on this?
But will ppl want to rent at this area?
How much the rent can be for this area?
Also can we sell out after 5 years? Any restrictions? Thanks.
I got the type E. Don’t know want to take or not..

@okk, i agreed with u. I calculate type F by using floor plan above, only 724sqft instead of 800sqft that they advertise.

PY :
@okk, i agreed with u. I calculate type F by using floor plan above, only 724sqft instead of 800sqft that they advertise.

…Seem like Yes, is this normal… Anyone got idea about this?

Thanks for all of your concern. I ady refer to mSummit, they say the size didn’t include car park area, what we calculated from the floor plan above didn’t include the walk path(like walk path to enter master bed room & walk path in between entrance&kitchen). So the size given to us will be same as what they stated in the pricing table, dont worry. Or you can check with them again when you go to their office to sign S&P, then feedback to us. Thanks.

Another concern after i refer to mSummit’s management is, the security system.
From the advertisement published, mSummit stress that Ramah Pavilion is affordable house which is condominium level come with “high-tech card access system” (also written on the red catalog given to us).
However, when i ask if i stay at level15, mean the lift’s door will only open when i reach level15 or i can go to any level as long as it is within the block that i am staying? Their answer is so far the card/key that will be given to us can control by block only, cannot control by floor, mea I can go to whatever floor I like.
However, many actual condominium levels’s security system is control by floor but not control by block.
mSummit answered that they are in the progress of LOOKING INTO IT to make it to be controlled by floor but not control by block. They said they are not sure whether they will implement the security system by “control by floor” due to this kind of security system is more complicated as compared to “control by block”, so it is hard for them to implement practically.
As most of us are first buyer who buy the unit for own stay but not investment purpose, so security is very important to our safety. Once some of other house owner didn’t pay the maintenance fees(we cant control ppl), & when the maintenance guy give up to take care of the security seriously due to low return they get, mean many outsider can come in to enjoy the facilities. It became worst when the investor start to sell their unit after 5years born, or if they rent their unit to foreign workers. So when this place become belacan, yet the security is not being controlled by floor, just imagine that some bangla can simply walk to anywhere they like as long as is within the same block.
So we should fight for it before signing S&P, once we request after settle S&P and after give 10%down payment, it is too late for us to request to upgrade the security system. Any1 agree with this?

I am getting more confuse.
My MBB agent told me the rate is the same regardless how much I borrow.
She said the rate is base on the property value and not base on how much I borrow.
But when I use the “home loan calculator” it gives different rates for different loan amount.
Need some advice here.
Cuz am thinking if the rate is the same then I want to give more downpayment so that reduce my monthly instalment.
But the agent keep said its better to take full loan (90%). Confuse..

Ppl dun have place to live and yet ppl want to buy this affordable and wanting to rent out…. We ppl buy this for own stay and yet ppl want to gain profit from this place

@wei lin

The rate will be the same but the more you borrow you will have to pay more
on your monthly installment. If you take a 90% loan is different from a 80%
loan. You pay less in monthly installment in 80% loan.

I wonder will all of us (future ramah residents) meet up someday in ramah pavilion.
So enjoy reading this forum.

Throw as much downpayment to lower down your monthly installment.. A tip, you can actually ask the officer to fight for lower interest rate.. I got mine at 4.4%

Lah :
Throw as much downpayment to lower down your monthly installment.. A tip, you can actually ask the officer to fight for lower interest rate.. I got mine at 4.4%

With or without MRTA?

@Lah
@Lah,
May I ask how much you borrow that u get the 4.40 rate? Thanks
And which bank?

okk :
Another concern after i refer to mSummit’s management is, the security system.
From the advertisement published, mSummit stress that Ramah Pavilion is affordable house which is condominium level come with “high-tech card access system” (also written on the red catalog given to us).
However, when i ask if i stay at level15, mean the lift’s door will only open when i reach level15 or i can go to any level as long as it is within the block that i am staying? Their answer is so far the card/key that will be given to us can control by block only, cannot control by floor, mea I can go to whatever floor I like.
However, many actual condominium levels’s security system is control by floor but not control by block.
mSummit answered that they are in the progress of LOOKING INTO IT to make it to be controlled by floor but not control by block. They said they are not sure whether they will implement the security system by “control by floor” due to this kind of security system is more complicated as compared to “control by block”, so it is hard for them to implement practically.
As most of us are first buyer who buy the unit for own stay but not investment purpose, so security is very important to our safety. Once some of other house owner didn’t pay the maintenance fees(we cant control ppl), & when the maintenance guy give up to take care of the security seriously due to low return they get, mean many outsider can come in to enjoy the facilities. It became worst when the investor start to sell their unit after 5years born, or if they rent their unit to foreign workers. So when this place become belacan, yet the security is not being controlled by floor, just imagine that some bangla can simply walk to anywhere they like as long as is within the same block.
So we should fight for it before signing S&P, once we request after settle S&P and after give 10%down payment, it is too late for us to request to upgrade the security system. Any1 agree with this?

I agree…especially “some ppl will not pay maintenance fee”..but i think Ramah wont give a damn on these…even whether u signed snp or nt…cause 10k already paid wat

@ck ng

ck ng :@first I would suggest you go for public Islamic bank. 4.3 end rate. 20% off for stamp duty. And the loan can up to 90-95% with the mrta.

Dear CK Ng, interest rate of 4.3% is really low which i cannot get it after confirm with Public Banker.
Do you mind to share the contact number of the Public Islamic Banker that you are dealing with? Or which branch do you refer? Thank you

@rene.
maybe can created a group as ramah residents for all of us to join..:)

@Abu
yea we need to have a good neighbour & community with good mindset. Hope that everyone will pay maintenance so that the facilities can be maintained in good condition. Another thing to worry is that pray that the People that work in the maintenance department do not steal our money and didn’t do the maintenance.

yeah, hopefully maintenance all is sustain well and fine.
thts why future committee play a important role..

@Jo Li
Jo Li, it wont be a good place to rent out or investment..
this place is really good for personal stay.

i believe most are planning to stay there. dont spoil a good place by renting out to foreigners or etc.

The another block for type C-F is also 7 unit per floor?
Is there any minimum salary to apply for bank loan?
I wanted to buy type C or D, monthly repayment will be around how much?
Im first time buyer, Im kinda confused about the procedure.

@Joan
Take Type C for example, Loan 300k, Monthly repayment is RM1410 ( exclude MRTA )

Type C-F is Block B, I heard is more than 7 units, not sure. you may need to refer to MSummit

Dan :
@Joan
Take Type C for example, Loan 300k, Monthly repayment is RM1410 ( exclude MRTA )
Type C-F is Block B, I heard is more than 7 units, not sure. you may need to refer to MSummit

It’s 35 years at 4.45%

is it worth to get the upgrade? it is not customizable except for the tiles. hmmm

@Joan
Andira Tower for type A-B is 7 units per floor
Barbarea Tower for type C-F is 18 units per floor

With MRTA.. Loan RM300k + mrta RM21k = RM321k.

Rate 4.4% from MBB

Monthly rm1500

I took the upgrading package because I don’t want my air con pipping to be exposed outside the wall.. and the whole thing is cheaper if you compared by doing it urself.

@rene

@Rene
is it? i thought it would be more expensive if compare to calling outside contractors to do it.
but sadly it is not customizable so i cant choose only the aircond and power point.

@Rene
sure ke?

Any Type B1 left? heard that there is a pump room at level 21.

cs :
Any Type B1 left? heard that there is a pump room at level 21.

ya, pump room is at level21, but the location of water pump is at which unit(from unit# 1-7)?

@owow
what? why will places in level 21?
level 22, 23 , 24 or level 20, 19, 18 sure will be caught by noisy pump room sound ..

@mei
@tay
you can quote outside and see, it is just a bit difference.

@owow
The pump room is located at Unit 3 (Type B1). Any concern for this?

why sudden pop out pump room?
is it noisy ?

Bro and sis, may I know only selected buyer (qualified by state government) can buy this affordable house?
If received offer letter from msummit mean that buyer choose by msummit or msummit instructed by state government? Anyone received offer letter from msummit?
Actually how many unit left? The housing price is fix? can negotiate?

Any special offer or additional offer provide by msummit?
Sorry, 1st time got chance to buying house.

@tay
@cs

tay, what i heard from my friend who stay near to pump room in other condo is, 1 level below the pump room will be noisy…
But what u mentioned is “level 22, 23 , 24 or level 20, 19, 18 sure will be caught by noisy pump room sound”, it is 3 level above & below, very much different from just 1 level will be affected.
Do u have any friends that have real experience on this causing u think that the pump room sound will affect 3 level abve & below??

@BT
I registered through msummit last month and received their call last week saying that my application has been approved. I went to their office and they did show me the names are given by the State government. We are on the same boat! I am preparing my documents to go the office to ballot and process loan this weekend.

Abu :

okk :
Another concern after i refer to mSummit’s management is, the security system.
From the advertisement published, mSummit stress that Ramah Pavilion is affordable house which is condominium level come with “high-tech card access system” (also written on the red catalog given to us).
However, when i ask if i stay at level15, mean the lift’s door will only open when i reach level15 or i can go to any level as long as it is within the block that i am staying? Their answer is so far the card/key that will be given to us can control by block only, cannot control by floor, mea I can go to whatever floor I like.
However, many actual condominium levels’s security system is control by floor but not control by block.
mSummit answered that they are in the progress of LOOKING INTO IT to make it to be controlled by floor but not control by block. They said they are not sure whether they will implement the security system by “control by floor” due to this kind of security system is more complicated as compared to “control by block”, so it is hard for them to implement practically.
As most of us are first buyer who buy the unit for own stay but not investment purpose, so security is very important to our safety. Once some of other house owner didn’t pay the maintenance fees(we cant control ppl), & when the maintenance guy give up to take care of the security seriously due to low return they get, mean many outsider can come in to enjoy the facilities. It became worst when the investor start to sell their unit after 5years born, or if they rent their unit to foreign workers. So when this place become belacan, yet the security is not being controlled by floor, just imagine that some bangla can simply walk to anywhere they like as long as is within the same block.
So we should fight for it before signing S&P, once we request after settle S&P and after give 10%down payment, it is too late for us to request to upgrade the security system. Any1 agree with this?

I agree…especially “some ppl will not pay maintenance fee”..but i think Ramah wont give a damn on these…even whether u signed snp or nt…cause 10k already paid wat

Even basic thing that every developer will give like air cond point, water tap & heater point(in every toilet) also M summit dont want to give ramah pavilion dy,
mana mungin M summit will upgrade the security from “control by block” to “control by block”? They have to spend more to put door at every exit to the stair, this will increase their cost to build this affordable house before campak to u.

Just imagine there is only 1 water tap on top the of sink to gosok gigi & the other 1 water outlet(high) to shower. There is no 3rd water tap in the toilet b4 upgrade, those who dont take upgrade package, how they r going to gosok baju & cuci punggung?

So this is a tactic to “force” buyer have to spend more to upgrade their house. After buyer pay for upgrade plus take 1 more car park, affordable house also become normal price dy

@ala,

To be frank, M Summit din charge us much in the upgrading package they are just providing a service to us, they din actually force the purchaser to upgrade. M Summit has given us the best finishing that they can provide, if they wanna earn more, no point for them to provide us 400mm by 400mm tiles where they just require to provide 300mm by 300mm tiles. The upgrading package not even 10% of the house selling price.

@Jill

How expensive it cost M summit to put a 3rd water tap inside 2 toilet? RM50?RM100? Even public toilet at every where around m’sia having this tap beside toilet bowl.

Not every cloth can wash using machine in wash area. At least baju dalam & lampin baby need hand wash. Lampin baby with feces wash in washing machine? How to take water to wash?Put a big pail under shower like gather rain water?

Some of us even need to dig from every where possible to get 10% deposit to pay developer. We can read it through the earlier post of some other buyers in front & top of the page? We understand developer also need this as modal to start construction. But not every1 afford to pay extra 15-24k to upgrade the house, just to get 3rd water tap & air cond point/piping. Plaster ceiling & shower screen is more than enough, we need roof, comfortable environment & secure only. Air cond needed as weather is hot, especially for those who stay low floor need it.

If water tap is not set beside toilet bowl. How ppl wash after finish business? Wash there by sharing same water outlet which used to wash mouth?no need wash only use tissue?
Or we connect rubber pipe to the outlet on top of basin? Then disconnect the pipe when we want to wash hand? How many times we need to connect & disconnect the rubber paip per day?

Since m summit ady give 1 heater point to master bed room, what is the reason dont want to give share toilet? Only parents need bath with hot water?Children’s body tahan sejuk?

Dont know why the house designer think resident in affordable house no need the above mentioned thing. But practice hygiene is what we learn since kindergarten.

not sure upgrading packages is worth or not..thts the provblem.

@Jill
Hav replied a long message to this post yesterday, why it was deleted, who is controlling property talk in this page? Negative infor/fact will be stop from expose to public?

How expensive it cost M summit to put a 3rd water tap inside 2 toilet? RM50?RM100? Even public toilet at every where around m’sia having this tap beside toilet bowl.

Not every cloth can wash using machine in wash area. At least baju dalam & lampin baby need hand wash. Lampin baby with feces wash in washing machine? How to take water to wash?Put a big pail under shower like gather rain water?

If water tap is not set beside toilet bowl. How ppl wash after finish business? Wash there by sharing same water outlet which used to wash mouth?no need wash only use tissue?
Or we connect rubber pipe to the outlet on top of basin? Then disconnect the pipe when we want to wash hand? How many times we need to connect & disconnect the rubber paip per day?

@ala
Did you buy Ramah Pavilion?

ala :
@Jill
How expensive it cost M summit to put a 3rd water tap inside 2 toilet? RM50?RM100? Even public toilet at every where around m’sia having this tap beside toilet bowl.
Not every cloth can wash using machine in wash area. At least baju dalam & lampin baby need hand wash. Lampin baby with feces wash in washing machine? How to take water to wash?Put a big pail under shower like gather rain water?
Some of us even need to dig from every where possible to get 10% deposit to pay developer. We can read it through the earlier post of some other buyers in front & top of the page? We understand developer also need this as modal to start construction. But not every1 afford to pay extra 15-24k to upgrade the house, just to get 3rd water tap & air cond point/piping. Plaster ceiling & shower screen is more than enough, we need roof, comfortable environment & secure only. Air cond needed as weather is hot, especially for those who stay low floor need it.
If water tap is not set beside toilet bowl. How ppl wash after finish business? Wash there by sharing same water outlet which used to wash mouth?no need wash only use tissue?
Or we connect rubber pipe to the outlet on top of basin? Then disconnect the pipe when we want to wash hand? How many times we need to connect & disconnect the rubber paip per day?
Since m summit ady give 1 heater point to master bed room, what is the reason dont want to give share toilet? Only parents need bath with hot water?Children’s body tahan sejuk?
Dont know why the house designer think resident in affordable house no need the above mentioned thing. But practice hygiene is what we learn since kindergarten.

No low level water tap, can do one extra on our own.
Many public holiday since 1May causing approval progress from state goverment slow down. Cant wait to get the approval asap.

@William
Thanks for your info, which mean not necessary need to pay 10K down payment on appointment date if we are willing to buy?
Actually location quite far from FIZ, may i know your opinion?
Ramah Pavilion better than The Clovers, One Foresta?
May I know you choose type ? ? Why?

@BT
location n surrounding. cheapest among all.
ideal quality is so so but i hope m summit is good as this seems to be their 1st high rise building.

another thing, garbage disposal.. how is it planned for ramah pavilion ?

Refer to unit plan for block B compare with total number unit for each type C to F …it seems could’nt tally…may i know why ya..

Hi all,
Did any of u try to check your application status in erumah website?
M summit informed I got an unit.However when I try to check online, it keep show error page when I try to log in.
Anyone facing the same problem here?
Pls let me know…thanks!

@rene
erumah sistem down in this few day. you may check now

@ala
should feedback to msummit..let them know as well.
i hope everyone of us who get ramah are happy with their own units.
btw..whts the status of pump room? will be noisy enough?

Just signed SNP…and realize that there are an extra fee charge by monthly “shinking fund” other than maintainance fee…so total around 0.22 per square ft…is this fee normal?

Maintenance fees is how much per sq